What affordable diamond price fits my budget? | BNT Diamonds
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How can I find a diamond perfectly priced for my budget?

20 Jul 21
  • What is the lowest diamond price worth investing in?
  • How do I determine how much budget I should invest?
  • What if my budget is lower than the lowest diamond price?

Buying your first diamond is a smart addition to your portfolio but finding the right one for your budget can be tricky. Not everyone has the same high capital to spend on investments. What is the lowest diamond price that is still worth investing in? How do I determine my budget for an investment diamond?

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What is the lowest diamond price worth investing in?

When searching for the perfect diamond to add to your portfolio, you must take into account all factors determining and influencing value. Although all diamonds hold high sentimental value and are one of a kind, not all of them are equally suited for resale after purchasing them. Investment value is most optimal from 1 carat and up. Smaller diamonds are not ruled out but should be purchased in packets rather than on their own for higher resale value. The lowest diamond price which still results in a lucrative diamond investment hovers around €5000, or US$5900, depending on market behaviour.

Other quality factors should be taken into account with care. Too low a value and you will have difficulties finding a buyer when liquidating. Too high a value and the optimal price-quality barrier is broken because of the rarity of the stone.

How do I determine how much budget I should invest?

Determining how much budget to invest into diamonds is the same as for any other investment. Take care to keep an amount of liquid assets aside to cover possible unforeseen circumstances or sudden costly opportunities. When you have decided on an amount to keep aside, determine your investor profile and find out which investments suit you. Make sure to never invest in something that appears lucrative, but with which you feel uncomfortable. A smart portfolio is a diversified one, so smartly allocate your assets over several smart investments.

When searching for an additional, alternative investment, always see how much capital you have left in the budget you allocated for investments. Never take money out of the amount you set aside.

What if my budget is lower than the lowest diamond price?

When determining your investment budget, take care never to venture outside of it. The liquid amount of money you keep on hand is there for a good reason and should not be touched for any investment. What if my budget is too low for the lowest diamond price? Then it is best to put your purchase on hold until you acquire more investment capital or until the market price is just right to fit your existing budget. Never choose a lower quality diamond because it fits your budget, since its quality will not be high enough to serve as an investment.

Where can I find the perfect diamond price for my smaller budget? How can I be sure my investment diamond is of sufficient value? Contact the diamond experts at BNT Diamonds for the perfect diamond to add to your portfolio.

Fabienne Rauw
About Fabienne Rauw
BNT Diamonds Antwerp

Fabienne, manager of the German market is able to guide every client with finding the right jewel. She takes care of most of the German orders, but also takes other task on her plate. Thanks to her six years of experience at BNT Diamonds she acquainted well with the product and the marketing around it. Her degree in PR ensures that BNT Diamonds is well presented across all media channels. For anyone looking into a new investment opportunity, Fabienne is the perfect guide in this process. No question will be left unanswered, and she will help you every step of the way.

With this article, BNT Diamonds strives to inform you thoroughly about investing in diamonds. No investment can be guaranteed to be without risk or fully according to your expectations. That is why we recommend to research the risks and aspects of investing in diamond properly to ensure that you make the right choice for your portfolio.